Applicants with Credit or Loss Problems
“I’ll never be able to get insurance with this loss on my record.” Just because it may seem impossible doesn’t mean that it’s true. We help many people get insurance, despite it feeling impossible to them. Just because your life isn’t perfect, doesn’t mean you shouldn’t have coverage.
Chances are, if you live in a flood plain, you should, and may even be required, to have Flood insurance as part of your Homeowners policy. As part of the National Flood Insurance Program, you are able to purchase protection, against flood damages, in most areas.
In the unfortunate event that your good name falls into bad hands, having Farmers Identity Shield offers a solution to what may become a high-priority problem. Contact me to find out more about this attractive industry-leading coverage.
If you own single or multiple properties that you rent out, you may have special insurance needs. That’s why we provide Landlord insurance. It is specially tailored to meet the unique needs of property owners.
Mobile and Manufactured Homes
So your home isn’t a traditional “stick built” on a foundation. That doesn’t mean that you don’t need Homeowners insurance. We insure a variety of home types. From mobile to manufactured, to multi-sectional to modular, and more, we can make sure that your home is protected.
It’s time to get out on the open road. And, now more than ever, you may be likely to choose a home on four wheels rather than on a permanent foundation. It’s important to make sure that you and your home have the right protection no matter where you are.
Personal Liability Coverage
Are you protected if someone is injured on your property or if you damage another’s property? Personal Liability protection makes sure that you are covered against the things that you can be held liable for.
Personal Property Coverage
Are your wedding bands or other valuables covered? What about your home entertainment system? Personal Property Coverage can make sure that these items and your personal belongings are protected.
Personal Umbrella Liability Coverage
An umbrella, exactly what it says, shelters us from a great deal of losses. Given today’s litigious society, we could stand to lose a lot if we end up in a lawsuit. A Personal Umbrella Policy serves to shelter you from losses or loopholes in coverage.
Just because you don’t own the property you live in, doesn’t mean that your valuables shouldn’t be insured. Did you know that your personal property isn’t covered under your landlord’s insurance policy? Renters insurance helps to make sure your prized possessions are covered when you’re renting your home.
For many of us, our home is one of our most valuable and prized possessions. There is nothing quite like the wonderful feeling of a having a place to call home, and nothing worse than the sinking feeling of losing it. Residential Homeowner’s insurance helps to make sure that we will have a home in the event that the unexpected occurs.
We provide a variety of Homeowner Coverage options for providing protection for the following types of speciality properties: older and lower value homes, landlord properties, homes with minor cosmetic problems, homes with market value below replacement cost, and more.
Taking your home on the road? Whether you have a fifth-wheel, travel trailer, pop-up or truck-mounted camper, we have coverage to make sure that your home away from home is protected.